Introduction For self-employed individuals or those with unconventional income sources, securing a mortgage can be a daunting task, especially when traditional requirements like tax returns come into play. However, the good news is that it’s possible to obtain a mortgage without tax returns. In this comprehensive guide, we’ll explore alternative paths to homeownership, focusing on the financial strategies, documentation, and…

Unlocking Homeownership: How to Secure a Mortgage Using Your Bank Statements as a Self-Employed Individual Introduction For many aspiring homeowners, obtaining a mortgage can seem like an insurmountable challenge, especially when you’re self-employed. Traditional lenders often require W-2 forms and pay stubs to verify income, making it tough for those whose income fluctuates. However, there’s good news! You can use…