Who Benefits from No Tax Returns Mortgages?
No Tax Returns Mortgages are an ideal solution for a wide range of borrowers who face challenges qualifying for traditional loans due to unconventional income documentation.
Whether you’re self-employed, working as a 1099 contractor, or earning income from investments, these loan programs offer the flexibility you need. They’re also perfect for freelancers, gig economy workers, and business owners who prefer not to submit lengthy tax documents or have complex, inconsistent tax returns.
If you want a mortgage option that understands your unique financial situation and simplifies the approval process, No Tax Returns Mortgages are designed specifically for you.
- Self-employed borrowers and 1099 contractors
- Real estate investors and landlords
- Freelancers and gig economy workers
- Business owners who prefer not to submit tax documents
- Borrowers with complex or inconsistent tax returns
Why Choose Our No Tax Returns Home Loans?
Choosing the right mortgage is crucial, especially if you don’t have traditional tax returns to verify your income.
Our No Tax Returns Home Loans are designed to provide a flexible and accessible solution for borrowers who want to avoid the lengthy and often complicated process of submitting years of tax documents. With competitive rates, faster approvals, and alternative income verification options, our programs make homeownership easier for self-employed individuals, investors, freelancers, and anyone with unique financial situations.
- No Tax Returns Needed — qualifying based on bank statements, asset verification, or alternative income proof
- Fast Approvals with minimal paperwork
- Competitive Rates and Terms designed for borrowers without tax returns
- Loans Available for Purchase or Refinance
- Dedicated Support from loan experts who get your unique financial situation
How Our No Tax Returns Home Loan Works
Our No Tax Returns Home Loan process is designed to be fast, straightforward, and stress-free, giving you a clear path to homeownership without the burden of traditional income verification. From the moment you apply, we focus on simplicity — using alternative documents like bank statements or asset statements to confirm your income. With a variety of loan programs to choose from and lenders who specialize in no tax returns mortgages, you can count on quick underwriting, smooth approvals, and a faster closing so you can move forward with your home purchase or refinance confidently.
-
-
- Start Your Application — fill out a quick online form or call us directly
- Verify Your Income with Alternative Documents — bank statements, asset statements, or profit and loss reports
- Select Your Loan Program — fixed or adjustable rate options tailored to your needs
- Get Fast Underwriting and Approval from lenders experienced in no tax returns loans
- Close Quickly and Secure Your New Home or Refinance
-
5.0 Client Rating on Google Reviews!
These guys were great. I started with a traditional lender, but being a business owner I ran into issues with tax transcripts that derailed our closing. Bill Medley was able to find an alternative mortgage package for us that enabled us to refi our first house and buy another too! Five stars all day long.
“My loan was handled quickly and efficiently. Communication with the team was on point and professional. The most painless mortgage I have ever experienced! I would definitely recommend Bill Medley and the QuestRock team to everyone. Highly recommend!”
Working with the team at QuestRock was an easy and seamless experience. They answered any and all questions I had along the way, and were very patient throughout the process. I highly recommend them!
I financed two of my homes with QuestRock and my experience interacting with Bill Medley and Lisa Berchock during the loan process I found Bill to be both professional and personable during my first call. He is very straightforward and delivers what he promises.
“I’ve had the best experience with Bill and QuestRock. It was so quick and easy to get everything done in the time frame I was looking for. They are a very professional and personal team. Thanks for all your help! I will definitely give you referrals!”
It was a pleasure doing business with Bill and his team. They were professional, personable and dependable. Our experience with QuestRock was excellent and I would highly recommend them to anyone.
We lowered our interest rate significantly as Bill found rates that were very competitive with reasonable closing costs. From our initial loan application to closing, was less than four weeks. My wife and I have owned 10 homes through the years and dealt with many mortgage companies. Bill is a real professional and one of the best at providing fast, efficient and accurate service.
QuestRock was absolutely the best service and support we’ve ever experienced during our latest purchase! With out a doubt will use them again. Thanks again for everything QuestRock! “You Rock!” 🙂
“QuestRock is awesome! Other lenders could not deal with Self Employment
and a 160 page tax return, K9s etc. Thanks for pulling this all together and making a miracle happen!”
“Excellent, very professional group. Got approved for refinance in less than 30 days.
They worked closely with us and found ways to save us money.
Highly recommended!!! Looking for another home now and will use again.”
“I would definitely recommend the QuestRock team. They got my clients approved with a great rate and Lisa diligently facilitated their file to the closing table.
They answered all their questions and made the process painless for my first time home buyers!”
“I have worked with Bill multiple times over the last several years. The first time was when I purchased my first home; I have since sold that home, bought a different one, plus refinanced that one. Bill has done the financing on all occasions as I’ve learned that I can trust his knowledge.”
Let's Get You Some Answers - No Credit Check Needed
Ready to explore the possibilities of bank statement home loans? Speak with QuestRock today and get answers in just 15 minutes! Our expert team is committed to providing personalized solutions tailored to your unique financial needs.
Don’t let uncertainties stop your plans —take the first, no-obligation, no credit-check step towards your dream home.
Contact QuestRock now for a quick and informative consultation, bringing you closer to homeownership in just 15 minutes.