Why A Bank Statement Mortgage Loan?
Flexibility in Income Verification:
- Ideal for self-employed individuals or those with variable income streams.
- The loan approval process focuses on bank statements rather than traditional income documentation.
Streamlined Application Process:
- Reduced emphasis on extensive paperwork makes for a quicker and more straightforward application process.
- Suited for those who may struggle with the documentation requirements of traditional mortgages.
Customized Eligibility:
- Offers flexibility in eligibility criteria, accommodating a diverse range of financial situations.
- Provides an opportunity for individuals with non-traditional income to qualify for a mortgage.
Who Qualifies For A Bank Statement Home Loan?
Self-Employed Individuals and or 1099 Contractors:
- Suited for freelancers, entrepreneurs, and business owners with variable income.
- Provides a viable option for those facing challenges in providing traditional proof of income.
Individuals with Irregular Income:
- Ideal for those with irregular income streams, seasonal workers, or commission-based professionals.
- Offers a solution for individuals with varying monthly earnings.
Good Credit History:
- While the emphasis is on bank statements, a good credit history is crucial for favorable terms.
- Demonstrating financial responsibility enhances eligibility.
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These guys were great. I started with a traditional lender, but being a business owner I ran into issues with tax transcripts that derailed our closing. Bill Medley was able to find an alternative mortgage package for us that enabled us torefi our first house and buy another too! Five stars all day long.
“My loan was handled quickly and efficiently. Communication with the team was on point and professional. The most painless mortgage I have ever experienced! I would definitely recommend Bill Medley and the QuestRock team to everyone. Highly recommend!”
Working with the team at QuestRock was an easy and seamless experience. They answered any and all questions I had along the way, and were very patient throughout the process. I highly recommend them!
I financed two of my homes with QuestRock and my experience interacting with Bill Medley and Lisa Berchock during the loan process I found Bill to be both professional and personable during my first call. He is very straightforward and delivers what he promises.
“I’ve had the best experience with Bill and QuestRock. It was so quick and easy to get everything done in the time frame I was looking for. They are a very professional and personal team. Thanks for all your help! I will definitely give you referrals!”
It was a pleasure doing business with Bill and his team. They were professional, personable and dependable. Our experience with QuestRock was excellent and I would highly recommend them to anyone.
We lowered our interest rate significantly as Bill found rates that were very competitive with reasonable closing costs. From our initial loan application to closing, was less than four weeks. My wife and I have owned 10 homes through the years and dealt with many mortgage companies. Bill is a real professional and one of the best at providing fast, efficient and accurate service.
QuestRock was absolutely the best service and support we’ve ever experienced during our latest purchase! With out a doubt will use them again. Thanks again for everything QuestRock! “You Rock!” 🙂
“QuestRock is awesome! Other lenders could not deal with Self Employment
and a 160 page tax return, K9s etc. Thanks for pulling this all together and making a miracle happen!”
“Excellent, very professional group. Got approved for refinance in less than 30 days.
They worked closely with us and found ways to save us money.
Highly recommended!!! Looking for another home now and will use again.”
“I would definitely recommend the QuestRock team. They got my clients approved with a great rate and Lisa diligently facilitated their file to the closing table.
They answered all their questions and made the process painless for my first time home buyers!”
“I have worked with Bill multiple times over the last several years. The first time was when I purchased my first home; I have since sold that home, bought a different one, plus refinanced that one. Bill has done the financing on all occasions as I’ve learned that I can trust his knowledge.”
Let's Get You Some Answers - No Credit Check Needed
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